CWA 4700 - Evansville, IN
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IMPORTANT INSURANCE INFO

PAYING INSURANCE PREMIUMS WHILE

AWAY FROM WORK OR HOME

CLICK BELOW

[ Healthcare Plans – Averting Disaster ]

OR COPY AND PASTE

http://www.cwa4700.org/documents/Paying Premiums 2010.doc

   

   

AT&T Retirement Savings Plan

New Hires and Reclassified Employees

click on link below for more info

[ ATT Retirement Savings Plan - New Hires and Reclassified Employees ]

or copy and paste address below into a new browser 

http://www.cwa4700.org/documents/ATT Retirement Savings Plan - New Hires.pdf

   

   

[ SAMPLE HRA REIMBURSEMENT FORM ]

Click on the link above for a sample HRA reimbursement form

   

   

BENEFIT QUESTIONS AND ANSWERS

 

Month Premiums & HRAs & FSAs

 

  1. Premiums for actives are deducted from paychecks pre-taxed.
  2. Premiums have to be deducted post-tax to be HRA reimbursable.
  3. EEs can elect post-tax during Open Enrollment each year.
  4. An HRA is a company funded (pre-tax) account, & rolls over year to year.
  5. An FSA is an EE funded (pre-tax) account that does not roll over. Unused Dollars are forfeited.
  6. An FSA is drawn down first before monies are reimbursed from the HRA.
  7. An HRA is a tax advantage plan so benefits are not generally subject to taxation.
  8. HRA amounts are determined by the EEs enrollment status (Singe or Family) as of the first of the year. If an EE is considered active Jan 2010; they receive the active HRA amount. If the same EE retires later that same year; on Jan 2011 they are considered a retiree and are eligible for the retiree HRA deposited amount. Remember: in order to receive a “company deposited” HRA amount; the EE or Retiree must have chosen the CHCP as their medical plan and if retired must be pre-Medicare and retired on or after 1/1/93.
  9. Eligible bills for HRA reimbursement can be sent individually or sent all at once.
  10. Generally 90 calendar days are given at year-end for bills incurred during the benefit year.
  11. Many over the counter drugs like allergy meds are HRA reimbursable.
  12. Vitamins are not generally reimbursable thru an HRA.
  13. HRAs are guided by IRS publication 502 & 969. Tax laws could change.
  14. SHSP is the FSA and HRA vendor. (Retirees are not eligible for FSAs).
  15. EE’s will receive a welcome letter and guidance on how to use HRAs.
  16. The first stock year for the Success Sharing plan starts Oct 1, 2009 – Sept 30, 2010 and if payable would be deposited into an HRA for every EE; regardless of which medical plan is chosen.
  17. Retiree eligibility for an HRA is dependent on a non-Medicare retiree’s enrollment. For a split family where the dependent is allowed to make a separate medical election; both the non-Medicare retiree and their dependent MUST choose a Co offered traditional medical plan in order for the HRA to be paid.
   

   
Evansville
Membership meetings are held the 3rd Monday of each month at 6:00 pm in the Evansville Labor Temple

  • Schedule of Membership Meetings
  • Schedule of Stewards Meetings
  • Map
Columbus
Membership meetings are held the 4th Monday of each month at 6:00 pm in the American Legion located at 500 Memorial Dr., Edinburg, IN.
 
  • Schedule of Membership Meetings
  • Schedule of Stewards Meetings
  • Map
Meeting Minutes:
 
  • Minutes [coming]
  • Meeting Minutes Archive [coming]

    CWA Local 4700 has members in the
    in the following communities:

    • Columbus/Shelbyville areas
    • Evansville/Rockport areas
    • St.Meinrad/Tell City area
    • Lawrenceburg/Aurora area
    • Decatur/Nappanee area
 

























 

   

 
 
   

CWA LOCAL 4700 MEMBERSHIP MEETINGS


Evansville:   Meeting held the 3rd Monday of every month beginning 6pm located at the Central Labor Council 310 SE 8TH Evansville, IN


Columbus:  Meeting held the 4th Monday of every month beginning at 6pm located at the Edinburgh VFW, 500 Memorial Dr, Edinburgh, IN 

   

   

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